MICH.Regulation
Michigan adds gift card fraud to its organized retail crime felony, effective January 3, 2027
Michigan enacted Public Act 109 of 2026 (HB 4598), amending MCL 752.1084 of the Organized Retail Crime Act. Starting January 3, 2027, it is a crime to knowingly, and with intent to defraud, acquire gift cards or redemption information, alter or tamper with them, exploit holders, issuers or sellers, or use such cards to obtain value. Organized retail crime is a felony punishable by up to 5 years in prison, a $5,000 fine, or both.
Enrolled text (Michigan Legislature) → · MI House Republicans (gophouse.org), Governor Whitmer (michigan.gov)
Key points
- PA 109 of 2026 was signed October 5, 2026 and takes effect January 3, 2027, 90 days after enactment.Michigan Legislature
- It adds gift card fraud to the organized retail crime offense in MCL 752.1084(1)(i).Michigan Legislature
- It covers acquiring gift cards or redemption data, tampering with them, exploiting holders, issuers or sellers, and redeeming fraudulently obtained cards.Michigan LegislatureMI House Republicans (gophouse.org)
- The penalty is a felony of up to 5 years in prison, a $5,000 fine, or both.Michigan LegislatureMI House Republicans (gophouse.org)
- Companion HB 4599 (PA 110 of 2026, sponsored by Rep. Samantha Steckloff) adds gift card definitions in a new section 3a.MI House Republicans (gophouse.org)Governor Whitmer (michigan.gov)
Sources3 articles across 3 outlets
Governor Whitmer (michigan.gov)
MI House Republicans (gophouse.org)
Michigan Legislature