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Regulation

California Mortgage Relief Act

Full name
Chapter 241, Statutes of 2026
Citation
Cal. Civ. Code §§ 3273.31–3273.43 (Stats. 2026, ch. 241)
Jurisdiction
Cal.
In force
2027-01-01
Text
leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202520260AB1842
Stories
1
Financial servicesConsumer protection
CAL.Regulation

Newsom signs wildfire recovery package: smoke-damage insurance rules and permanent mortgage forbearance

Governor Gavin Newsom signed four wildfire-recovery bills in Altadena on September 15, 2026. Assembly Bills 1642 and 1795 direct state agencies to set standards for testing and remediating lead and asbestos contamination from wildfire smoke, require insurers to cover qualifying testing, cleanup and restoration, and bar cutoff of living-expense coverage until homes are safe. Assembly Bills 1842 and 1847 create permanent mortgage-forbearance protections and double the forbearance window for Los Angeles fire survivors from 12 to 24 months.

Enrolled text (California Legislative Information) → · Governor of California, Desert Sun, Los Angeles Issue