Regulation

Federal Reserve Stress Test Transparency Final Rule

Full name: Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL
Citation: 91 FR 62870 (Oct. 2, 2026)
Jurisdiction: U.S.
In force: 2026-11-02
Text: federalregister.gov/documents/2026/10/02/2026-20247/enhanced-transparency-and-public-accountability-of-the-supervisory-stress-test-models-and-scenarios
Stories: 1

BankingFinancial regulation

U.S. FEDRegulation

Federal Reserve finalizes stress-test transparency rule requiring annual public comment on models and scenarios

The Federal Reserve Board on Sept. 30 adopted a final rule amending Regulations Y, LL and YY to open its annual bank stress tests to public comment. The Board will publish its stress-test models and scenarios each year, invite comment on material model changes, and respond to substantive comments before implementing them. The rule takes effect Nov. 2, 2026, under 91 FR 62870 (Oct. 2, 2026).

Text (Federal Register) → · ABA Banking JournalOct. 2